Homeownership Opportunities

Applications are being accepted during the month of February 2021 for a three-bedroom and a four-bedroom home located in Lincoln, CA.

To request an application:

Send an email to foothillsadmin@mycci.net or Call 916-781-9601

Please provide your full name and telephone number with area code.

Program applicants go through an extensive and competitive selection process. To qualify for the program, our partner families must meet several minimum requirements listed below.

General Program Requirements:

1.Need for Adequate Shelter

Families must be experiencing at least one of the following conditions in their current living situation:

·         Substandard Conditions (physical condition of current rental)

·         Overcrowded Conditions

·         Paying too much for rent (more than 50% of gross income)

2. Willingness to Partner

Applicants must be willing to partner with Foothills Habitat for Humanity. There is a lot to learn and understand our homeownership program. Once selected, partner families will sign an agreement that includes contributing 500 hours of sweat equity and completing our homeowner education training among other requirements.

3. Ability to Pay

Applicants must have the ability to pay the Habitat mortgage and related homeownership expenses. The mortgage, property insurance, and homeowner insurance may not be more than 30% of the eligible household gross income.

The total eligible household income should be at least the minimum required and not more than 80% of area median income adjusted for household size (FY 2020 AMI is $86,300 for 4-person household).

Additional Requirements

·         Applicants must be live or work in Placer County for at least one (1) year.

·         Applicants must be U.S. Citizens or Legal Permanent Residents at the time of application.

·         Applicants must be a first-time homebuyer.

Selections are made in compliance with the Federal Credit Equal Opportunity Act and on an impartial and non-discriminatory basis. Race, color, national origin, marital status, familial status, sexual orientation, age, religion, and disability play no part in the decision-making process.

Loans made or arranged pursuant to a California Finance Lenders Law license.

Equal Housing Opportinity